Tyre&Auto Southbourne Group Review: Understanding the importance of regular car maintenance

Ostensibly, most car owners these days were meticulous in taking care of their own cars. They always keep the safety standards of their car as well as making sure that it is in perfect running condition. And included in owning a car is the responsibility of ensuring everyone’s safety. How to properly brake a car is usually the first rule in driving a car, which also indicates the significance of safety of the driver as well as the passengers.

One of the most trusted companies in South Coast of Hampshire in handling car services is Tyre&Auto Southbourne Group. It is known as a family-operated company that has a great and honest record in trading car parts and accessories, and many customers now depend on its automobile expertise. Tyre&Auto offers car servicing, tyres, brake checks, MOT’s, and free seasonal tune-ups and check-ups.

Are you in a hurry for a tyre quotation? Tyre&Auto can accommodate you since they have online transactions that aim to make tyre fitting faster. Their car maintenance and repair were also first-class and they can provide local collect and delivery of your car.

In addition, MOT test is included in Tyre&Auto Southbourne Group wherein it involves checking the safety of your car as well as the amount of exhaust emission. You can be at the right time in the renewal of your road tax and your car insurance with the company’s regular reminders that aims to assist you in your yearly MOT certificate requirements since such reminders include the due of your test.

Owning a car can give a person some benefits like personal comfort, mobility as well as emotional or psychological benefits. It is really essential in today’s world and Tyre&Auto Southbourne Group also sees its significant role in the society, thus the company strives to only give good automobile service to their customers.

Coalition Against Insurance Fraud: Getting riled up for fraud in Twittersphere

f:id:mathildavonr:20161029145850p:plain

Useful for egging on scams, teaching about dumb choices

Fraud braggadocio is alive and kicking on the Twittersphere, as we recently reported in FraudBlog. Now for another frontline dispatch …

Easy money … fun … risk-free. Like a video game — only for stealing real insurance dollars. That’s a frequent voice vote by consumers in our daily Twitter and Facebook convos.

A Tweeter riled up folks about slipping and falling his way to illicit payoffs in a recent thread using the hash tag #BoutToSlip. He said:

“I prayed and asked God to increase my finances and BEHOLD I found a wet floor with no sign in sight. #BoutToSlip”

Others used the same #BoutToSlip hash tag and chimed in:

“A wet floor with no sign at work? I prayed for this come up #BoutToSlip”

“God is good. I asked the Lord to finance my college and I see this unsalted and not shoveled pavement. #BoutToSlip”

We don’t know if these people made illegal claims. Yet mere braggadocio might click on a crime lightbulb and convince other Twitter followers to try an insurance scam. The thread above was retweeted 17,000 times. Fraud looks like so much fun. Why wouldn’t others wet their lips and try a seemingly easy grab for insurance payouts?

Until the real world steps in. Make dumb choices, make time for a permanent criminal record. That’s a big deterrent message we share on Twitter.

Doses of dumbness showed up in our recent live Twitter chat. Workers-comp investigators advised how to thwart fake injury claims.

The nub — bilk your employer at your peril. Surveillance videos posted and retweeted during the live chat drove home the point. Like the rocker who did a Beatles tribute concert while “injured.” ... Or the guy who said he couldn’t turn his head yet had a sweet swing on the golf course.

A worker stomped a hole in the floor and claimed he fell in it. 

Twitter is a great forum for bragging and egging people to try an insurance scam. It’s an equally useful way to show people that dumb choices can earn a permanent price. Is a criminal conviction really worth it?

11 ways to eliminate stress in the workplace by Singapore Huxley Associates

International Financial Corporation Fraud Regulatory Commission

Stress is a fact of modern life: a direct result of more technology and less time. Before the computer, the mobile phone, the instant access to information and rapid exchange of emails, life was slower and more predictable.

So how do we manage in this always-on world we’re living in, what strategies should we adopt to make sure that far from drowning under the pressure we’re able to stay on top of things and actually increase our productivity? Here are a few hints to send those stress levels plummeting and your production levels soaring.

  1. Get organized

A simple but highly effective start to the de-stressing process. Begin every day with a clear desk, literally and mentally. Set out your objectives for the day and list them. Everyone loves ticking off items, and it's a really positive thing to do. Be realistic with your objectives and identify the order of priority. Bear in mind that the unexpected will always happen, and that your day will be peppered with interruptions. And if you just can't find time for one of today's non-priority items, it can go to the top of tomorrow's list.

  1. Plan ahead

You may be starting each day with a 'to do' list, but you also need to look further ahead. Identify events, projects and tasks which are coming up and be sure to make space in your schedule for them. And don't just do it once. Check and update your calendar regularly - it's a good idea to schedule your own 'diary meeting' at the same time every week.

  1. Don't take on too much

It's the easiest thing in the world to agree to just one more little task. Be careful – by mid-morning, those little tasks can quite easily turn into a mountain of work. You have to find a way to say 'no'. No need to be abrupt – try something along the lines of 'I'd love to help you out but I have a backlog building up. If I can get through enough work, I'll give you a shout later and see what I can do to help'. You're giving a firm 'no' but showing a willingness to assist others once your personal responsibilities are fulfilled. If a manager is trying to pile work on you, show your work list and ask whether he or she would like to change the priorities in order to accommodate this new task. This puts the onus back on the manager and explains why you might not be able to deliver on time.

  1. Take time out

If work is getting on top of you, develop the discipline to turn away from your work or screen and just breathe deeply for a few seconds. The 'square breathing' technique is a great way of self-calming – just Google it to learn more about the technique. Then get up, take a brief walk to the kitchen or coffee machine, just to give yourself a change of environment. Don't leave it long enough to get out of work mode – but a few seconds to recentre yourself can really make a difference here.

  1. Cut down your interruptions

You can't do much about phone calls, other than not answer them. Obviously, you need to take important calls, but if a call appears to be something that can wait, let voicemail do what it was designed to do. Follow the same procedure with emails and internal messages – if they need a swift response, get on with it. If not, leave them for a while. It's a good idea to schedule a number of periods during the day when you can respond to emails and calls.

  1. Have a lunch break

A tough one, this. Many work environments can leave employees feeling slightly uncomfortable taking time off to eat. Try not to fall into this pattern – even if you just give yourself time to grab a sandwich and have a quick walk. Any smart manager knows that a break from your desk makes you more, not less productive.

  1. Look after yourself

If you’d look after yourself, no-one else is going right, right? Something as simple as making sure you eat healthily, get a little bit of exercise and are well rested can make a huge difference. You know how much rest and sleep you need to function properly so get that early night, stay off the booze and don’t push yourself beyond your limits.

  1. Create a stress toolbox

You need a set of solutions for when things are getting on top of you. There's plenty of online information about this subject but a few of the basics can work wonders in bringing your stress levels down. Deep breathing is an excellent way of regathering your thoughts. Another great method for banishing negativity is to identify a 'special' place – somewhere you can quickly go to in your mind which oozes positivity. It might be a favourite beach, or landscape, a building or a restaurant – whatever works for you. Just pay a quick mental visit for an instant lift in mood. If a physical aid works for you, try squeezing a small ball, or holding a pen or some small keepsake.

  1. Don't always seek perfection

Any employee worth their salt will try to do as well as they can in every aspect of their job. It's not always possible, though, to get everything right. The important thing to remember is that it's okay to make a mistake. It happens to everyone – even managers and senior executives. The trick is to recognise and embrace any mistakes you make and to learn from them.

  1. Talk to your boss

If you’re really feeling the pressure then talk to your boss. They might not know how you’re feeling and once they do they might be able to give you more support, more time or more resource. Their priority is getting the job done and having a team member wilting under the pressure won’t help them achieve it, give it a go, if they say no then at least you know where you stand.

  1. Have a plan B

A sure sign of being too stressed is thinking that your job is everything and that there’s no way out and no options other than to keep on slaving away. None of these things are true, no job is the ONLY job you’ll ever have, no role is that important and there are other employers out there who would love to have you working for them if your current role isn’t right for you. Take control, take a step back and look at your options, a call to a recruiter isn’t a bad idea either… I’m just saying…

Heimdal Security Company: TorrentLocker Spoofs Telecom Heavyweight Telia

Spoofing the identities of big, respected companies is a key tactic that cyber criminals use to trick their victims. We’ve seen it happen with IKEA and especially Post Denmark and Postnord. And we’ve seen not once, not twice, but tens of times in the past year alone!

And now it’s happening again. This time, cyber criminals are impersonating Telia, a telecom giant with operations in Europe and Asia. Telia has hundreds of millions of customers who could all become targets for this ransomware attack.

Highly targeted campaign using a mix of attack vectors

The Torrentlocker family is well known for its highly targeted spam email campaigns. Attackers carefully localize the emails, ransom notes and other elements tied to the campaign. The more targeted the attack, the higher the chances for it to be effective.

In this attack, victims are baited with an invoice which appears to come from Telia, a trusted telecom company. The primary target for the attack is Sweden, but additional campaigns may follow, replicating the same model.

The psychological factor plays a key role in current malware attacks, but it’s only used as a hook. Once the victim triggers the infection, the malicious tech behind it comes into play. Here’s how the attack unfolds.

The spam email used in this attack has the following contents:

From: [spoofed / fake return address]

Subject line: Fwd: [name of recipient] Invoice for Telia

The spam email a single link, which points to a bunch of compromised web pages [sanitized]:

http://bluecrabcharters [.] com.au/1yaI3zFtWAOb/sD5TRZz.php?id=[%navn to receive%] -> http://eok9.teliabills [.] Com / mditqyzo.php? Id = bWF0c0BoZW1wZWwuY29t

When the victim clicks the link, he/she will be redirected to the webpage you can see below, where a Captcha code is displayed. When the victim fills out the code, the TorrentLocker payload will be downloaded from the following servers [sanitized]:

http://tendearteplast [.] com / 1.exe

http://gettingmarried [.] ie / 1.exe

It’s important to know that the payload will be only downloaded once per link and on one condition: that the victim’s IP is from Sweden. If an IP from another country is used, the victim will be redirected to Google. Cyber criminals didn’t overlook a single detail when building this campaign.

The moment the malicious code is run, it will connect to a central C & C server [sanitized]:

manybigtoys [.] Com

It will then register the infected computer and the data harvested from it, which includes certificates from the infected device. A new thing about this attack is that the ransomware will inject itself into the memory of the “explorer.exe” process (child process). It will then drop the main component with an arbitrary filename. Available contact details on the device will also be collected and sent to the aforementioned C&C server, certainly to be used in future spam campaigns.

Multiple subdomains are used as part of the infection chain, the same as in previous ransomware campaigns [sanitized]:

https://pvebubadan.manybigtoys [.] com / topic.php

https://ucat.manybigtoys [.] com / topic.php

https://urile.manybigtoys [.] com / topic.php

The next step is for TorrentLocker to encrypt all the data files available on the local drive and on connected network drives, if there are any.

In this attack, TorrentLocker also has the ability to remain dormant. This sleep function helps it avoid sandboxing technologies. Among other things, the ransomware generates a value of “6000” before touching “explorer.exe” or “vssadmin.exe”.

If the victim navigates to the indicated website to pay the ransom, the TOR address mentioned in the ransom note will redirect to the same main C & C server mentioned before [sanitized]:

https: // urile[.]manybigtoys.com/help.php?user_code=1op26yr&user_pass=6131

Victims are extorted to pay approximately 1.15 Bitcoins, which is worth around 4099 SEK (441 EUR). There’s a time limit for the payment, which, if surpassed, will double the ransom value.

Almost 2 days after the attack, antivirus detection is still unsatisfactory: 19/57 on VirusTotal.

Conclusion

We can’t emphasize this enough: a backup is the best protection for your data in case of a ransomware attack! Actually, you should have multiple backups. And use this anti-ransomware checklist to see what else you can do to ensure that you’re never hit by encrypting malware.

We have a long road ahead when it comes to minimizing the impact of ransomware, which is one more reason to push for basic cyber security education and proactive protection.

Continue reading

Insurance Claim Investigators in Paraguay

Claims Investigators Singapore

Claim Investigators are providing their professional and insurance investigation services to clients in all over Paraguay. The regions of Paraguay are looked after by our local associates/partners firms who are well-established with their trustworthy network and experienced to provide our comprehensive insurance investigation services according to the locale and also we maintain a network of correspondent offices and professional associates in all over the World with strong network of our on-ground associates/partners. Our investigations and reporting are comprehensively descriptive with the main objective to obtain the clear and convincing evidence. Our range of services includes:

  • Fraud claim investigations and insurance fraud investigation in Paraguay
  • Life insurance claim investigations in Paraguay
  • Accidental benefits/death claim investigations in Paraguay
  • Property loss claim investigations in Paraguay
  • Travel insurance claim investigations in Paraguay
  • Third-party claim investigations in Paraguay
  • Medical claim investigations in Paraguay
  • Personal claim investigations in Paraguay
  • Theft claim investigations in Paraguay
  • Subrogation and recovery investigations in Paraguay
  • Contestable death investigations in Paraguay
  • Fatal accident investigations in Paraguay
  • Motor vehicle crash investigation in Paraguay
  • Recovery of stolen vehicles in Paraguay
  • Insurance litigation support in Paraguay

Our associates are very well experienced in fraud insurance claim investigations and well known in their respective locale consequently we can give you the best and prompt service. Indeed we cover all over Paraguay including Asuncion, Caaguazu, Ciudad del Este, Concepcion, Coronel Oviedo, Encarnacion, Pedro Juan Caballero, Pilar, Rosario, San pedro, Villarica. Kindly contact us on our email: info@claiminvestigators.com according to your requirement respectively.

Insurance Claim Investigators in Czech Republic

Claims Investigators Singapore

Claim Investigators are providing their professional and insurance investigation services to clients in all over Czech Republic. The regions of Czech Republic are looked after by our local associates/partners firms who are well-established with their trustworthy network and experienced to provide our comprehensive insurance investigation services according to the locale and also we maintain a network of correspondent offices and professional associates in all over the World with strong network of our on-ground associates/partners. Our investigations and reporting are comprehensively descriptive with the main objective to obtain the clear and convincing evidence. Our range of services includes:

  • Fraud claim investigations and insurance fraud investigation in Czech Republic
  • Life insurance claim investigations in Czech Republic
  • Accidental benefits/death claim investigations in Czech Republic
  • Property loss claim investigations in Czech Republic
  • Travel insurance claim investigations in Czech Republic
  • Third-party claim investigations in Czech Republic
  • Medical claim investigations in Czech Republic
  • Personal claim investigations in Czech Republic
  • Theft claim investigations in Czech Republic
  • Subrogation and recovery investigations in Czech Republic
  • Contestable death investigations in Czech Republic
  • Fatal accident investigations in Czech Republic
  • Motor vehicle crash investigation in Czech Republic
  • Recovery of stolen vehicles in Czech Republic
  • Insurance litigation support in Czech Republic

Our associates are very well experienced in fraud insurance claim investigations and well known in their respective locale consequently we can give you the best and prompt service. Indeed we cover all over Czech Republic including Prague, Brno, Ostrava, Plzen, Olomouc, Liberec, Ceske Budejovice, Hradec Kralove, Usti, Pardubice, Havirov, Zlin, Kladno, Most, Karvina. Kindly contact us on our email: info@claiminvestigators.com according to your requirement respectively.

Claims Investigators Singapore: Travel Insurance Claim Investigations

The travel insurance claim fraud is a very common example of Insurance claim fraud because there are millions of tourists visiting around the world. Moreover, the travel insurance claim is one of the toughest claims to prove the legitimacy. The insurance companies have made the strict criteria to curb the travel insurance fake claims but the people around the world have many ideas to create stories and even have many sources to prove it. There are plenty of common scams out there like pretending you lost an expensive piece of jewelry, hospitalized while on tour, sudden accident and much more ideas. There are many small difficulties to tackle such claims, we are professionals and know how to tackle such situations.

There are so many individuals who are taking out travel insurance as a bid to file false claims on their policy; a number of fake reasons are filing regularly to obtain financial gains. In the Travel Insurance Claim cases, the reliability of the causes shouldn’t be depending upon the reasons which are presented by the insured. We start our investigations from the cause roots till the end and our strategy behind the detection of fraudulent Travel claims is to know all possible evidences of the claim. We know all the facts behind the reliable travel claim which includes:

  • Hospitalization details, interviews with doctors
  • Find out the precise incident happened
  • Obtain comprehensive statements and witnesses
  • Injury and accident claims
  • Enquiries with hotels, tour operators, airlines, travel agents and local police forces
  • Descriptive analysis of Loss of valuables (e.g. laptops, cameras, and other valuable items)

We, being the professional Claim Investigators deal with each case on high priority and satisfy our clients to the best of our capabilities. The presence of travel insurance fraud will always be present in the marketplace. The fraud claimers will always try to dupe with their sophisticated ideas, schemes from different angles by presenting the fraudulent claim to the insurers. The insurers are quite alert and try to improve their processes and look for new tools to help fight fraud. We feature the services that can provide you many different strategies to fight with frauds throughout the Insurance industry. If you require knowing more about our services, we are always standing beside you establish the true virtue of the claim. Kindly contact us on info@claiminvestigators.com according to your requirement respectively.